Welcome to Portugal’s first business
super-app

Open a business account from your phone. Use virtual and physical debit cards. Send and track certified invoices. Make payments with ease.
Get Started for Free: Open Your Rauva Account Today!
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Trusted and loved by a community of 20,000 entrepreneurs and growing

Self employed

Taking the leap to do it alone as a freelancer is a brave move. Rauva is here to support you every step of the way.

Business owner

Whether you are an LDA with one or multiple owners, growing your business is never easy. Save time, money and stress with everything under one roof.

Company creator

Starting a new business is a minefield. Rauva will help you connect to one of our Certified Legal Partners who will incorporate your business easier than ever before.

Start your company today

Rauva is trusted and loved by a diverse community of entrepeneurs: self-employed, business owners or company creators, all are welcome.

Open your business account online. Protected. Trusted. Safe.

Send and track certified e-invoices. Mandatory in Portugal. Done with ease.

Manage your expenses effortlessly with real-time data.

Access all your business insights. With education along the way.

Open your account

Get set up in minutes.
From your phone. Without going to the bank.

Your Virtual Card

Get our virtual card for payments in the palm of your hand.

Get your debit card

Get your physical debit card in the post. No more queues.

Learn more

Make Invoices Easy

Send certified e-invoices, invoice receipts and credit notes. Embedded on your phone. Beautifully simple.

Manage Your Clients

Centralise your operations and manage everything in one place. Bye bye paperwork.

Track Your Invoices

Track invoices on one clean dashboard and see when they are received, paid and overdue.

Learn more

Useful Insights

Categorise, track and understand your finances.

Spend less time with your accountant

Effortlessly organise your business documents.

Make expense management easy

Get all your expenses summarised in one report. Automatically sent to your accountant each month.

Understand your finances

Access all your business insights for easier decision making in one simple dashboard.

Real-time Notifications

Alerts to keep on top of spending limits, budgets and business expenses.

Expand your knowledge

Get access to jargon-free educational content to supercharge your business.

Run the cost-effective business you need

No hidden fees. No stress. Built with ease and transparency at its core.

Open account

Rauva Starter

0€/ month

One free invoice and no subscription charge.


  • Unlimited SEPA and Direct Debit Payments
  • 1Virtual card included
  • 1Certified invoice
  • Open account in minutes
  • First physical Mastercard: free
  • Educational content
  • Premium customer support
  • Card cancellation hotline: 24/7
  • Real time notifications
  • Mobile app (iOS and Android)

Rauva Charged

8€/ month

Portugal’s first business account and certified invoicing tool. Powerful, fast, easy.


  • Unlimited SEPA and Direct Debit Payments
  • 3Virtual card included
  • Unlimited certified invoices
  • Open account in minutes
  • First physical Mastercard: free
  • Educational content
  • Premium customer support
  • Card cancellation hotline: 24/7
  • Real time notifications
  • Mobile app (iOS and Android)
  • Expense management
  • Automated Monthly Business Report

Rauva Supercharged

200€
+ VAT
/ month*

Company creation free from legal fees, Rauva's Supercharged Plan, certified invoices, expense management and Certified Accounting services.

Best Value
  • Unlimited SEPA and Direct Debit Payments
  • 10Virtual card included
  • Unlimited certified invoices
  • Open account in minutes
  • First physical Mastercard: free
  • Educational content
  • Premium customer support
  • Card cancellation hotline: 24/7
  • Real time notifications
  • Mobile app (iOS and Android)
  • Expense management
  • Automated Monthly Business Report
  • Accounting services provided by our Certified Partners
Learn more about each plan

For entrepreneurs. By entrepreneurs.

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"When it comes to business accounts in Portugal, Rauva offers a revolutionary approach"
Raquel Batista

Educate. Empower. Innovate.

Running a business in Portugal hasn’t been easy. Until now. Cut through the jargon with in-depth knowledge and hear stories from extraordinary entrepreneurs.

Still not sure?

What type of businesses does Rauva onboard?
Is Rauva's invoicing compliant with AT (tax authority)?
How safe is my money with Rauva?
What is the difference between Rauva and other apps?
What if Rauva doesn't fit my needs?
©Rauva - 2023
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Rauva is partnered with Swan who will be providing all payment services to Rauva clients. Rauva does not have access to client funds. Funds are kept in accounts provided by Swan, held in BNP Paribas. Swan is an EMI, based in France, supervised, and regulated by ACPR/Banque de France. Swan is authorized to carry out such services in Portugal and registered with Banco de Portugal under the registration number 7893.
Rauva is not a certified accounting or legal services provider. As such, Rauva does not provide accounting and legal services. Rauva acts as an intermediary who facilitates the introduction to our customers of accounting and legal services Partners who are legally registered and certified in Portugal. A list of Rauva’s Partners can be found here.