A secure business account from your phone.
In minutes.

  • Open an account online in minutes
  • Make international transfers in 40 currencies
  • Have a European IBAN
  • Free and instant SEPA payments, unlimited
  • Get a debit card in the post and instant virtual debit cards

The business account built for Portugal


Open an account in minutes. From your phone. 100% online.


Low cost. No hidden fees.
Cancel at anytime.


Our banking partners are regulated by the European Central Bank (ECB).


Speak to a highly knowledgeable
and responsive support team.

Your funds. Protected. Safe.

Rauva´s banking partners are regulated by the European Central Bank (ECB). The safest way to store your funds in Europe and protected with maximum security.

Free physical and virtual debit cards

  • Cash withdrawals in Portugal and across the EU
  • Simple card activation
  • Control spending per country
  • Control e-commerce spending
  • Easily cancel and order new cards

The features you asked for

  • SEPA payments
  • Manage and track direct debits
  • Virtual and physical card payments
  • Email and push notifications
  • Categorise transactions and expenses
  • Add notes to transactions and expenses

Open your business account. Fast. Easy.
From your phone.

Download the Rauva app
Upload your documents in minutes
Get verified in a couple of hours

Still not sure?

What type of businesses does Rauva onboard?

Is Rauva's invoicing compliant with AT (tax authority)?

How safe is my money with Rauva?

What is the difference between Rauva and other apps?

What if Rauva doesn't fit my needs?

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©Rauva - 2024
Rauva is partnered with Swan who will be providing all payment services to Rauva clients. Rauva does not have access to client funds. Funds are kept in accounts provided by Swan, held in BNP Paribas. Swan is an EMI, based in France, supervised, and regulated by ACPR/Banque de France. Swan is authorized to carry out such services in Portugal and registered with Banco de Portugal under the registration number 7893.
Rauva is a certified accounting firm, but is not a certified legal services provider. As such, Rauva does not provide legal services. Rauva acts as an intermediary who facilitates the introduction to our customers of legal services partners who are legally registered and certified in Portugal. A list of Rauva’s partners can be found here.