A secure business account on your phone.
In minutes.
- Open account online in minutes
- Get your European IBAN
- Make SEPA payments
- Get a debit card in the post and get virtual cards
The business account built for Portugal
Fast
Open an account in minutes. From your phone. 100% online.
Transparent
Low cost. No hidden fees.
Cancel at
anytime.
Secure
Our banking partners are regulated by the European Central Bank (ECB).
Supported
Speak to a highly knowledgeable
and
responsive support team.
Your funds. Protected. Safe.
Rauva´s banking partners are regulated by the European Central Bank (ECB). The safest way to store your funds in Europe and protected with maximum security.
Free physical and virtual cards
- Cash widthdrawals in Portugal and across the EU
- Simple card activation
- Control spending per country
- Control e-commerce spending
- Easily cancel and order new cards
The features you asked for
- SEPA payments
- Manage and track direct debits
- Digital and physical card payments
- Email and push notifications
- Categorise transactions and expenses
- Add notes to transactions and expenses
Open your business account. Fast. Easy.
From
your phone.
Still not sure?
For the time being Rauva can onboard:
- Freelancers
- ENI (Sole proprietor)
- Single-Member Company
- Limited liability Company
By partnering with InvoiceXpress, we can guarantee that the invoices created with Rauva are certified and fully compliant with the AT (Tax Authority). The certification process ensures that our invoices are legally binding and follow the the regulatory standards for invoicing in Portugal, giving our clients peace of mind.. Additionally, our partnership allows for seamless integration between multiple platforms, which gives our clients one place to handle their business account, manage their invoicing and accounting needs. This integration leads to increased efficiency and productivity for our clients, allowing them to focus on growing their business without worrying about the complexities of invoicing and compliance. Overall, our partnership with InvoiceXpress provides a compliant, comprehensive and reliable solution for all invoicing needs.
Rauva, associated with BNP Paribas, follows regulations set by ACPR/Banque de France to ensure the safety and stability of the French financial system. The ACPR was established by the French government in 2010 to ensure banks comply with supervisory regulations and safeguard client funds. By adhering to these regulations, we guarantee your accounts' security.
To keep your money safe, we
follow a strict rule: Rauva
cannot access it. Your account
is personal and only you can
access your money. Even if Rauva
goes away, your money will still
be available to withdraw. We
only work with Tier-1 banks in
Europe, such as BNP Paribas, to
ensure your money is in the best
hands. Your account is protected
by law and insurance against
bankruptcy and external
creditors of Swan and Rauva.
Additionally, in the
unlikely event that BNP Paribas
ceases to exist, the French
Deposit Guarantee and Resolution
Fund (FGDR) guarantees all
accounts up to 100k EUR per
person, regardless of whether
it's a business,
individual, or freelancer
account. Your hard-earned money
will always be protected.
Rauva is a business super-app for entrepreneurs that offers you several advantages. Here are its three main features:
- Mobile-Only: Rauva operates entirely through its app, allowing you to manage your finances from your phone.
- User-Friendly: The app is designed to be easy to use, with clear visualizations of your finances and intuitive menus for transactions.
- Super-App: Rauva is more than just a business account. Along with managing your finances, you can send certified invoices, track expenses and use accounting tools (coming soon).
Rauva helps make entrepreneurship accessible to all by providing a modern and user-friendly banking experience, so you can focus on growing your business.
With Rauva, you can open a business account in 5 minutes, on your phone, and enjoy a 30-day free trial. If you don’t find Rauva useful for your business, you can cancel at any time. Always transparent. No hidden fees.
Start your 30-day free trial
Cancel any time. No contracts. No hidden fees.
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